ARTICLES

Articles Written By The Financial Hustler

Budget Speech 2024

By Sayen Mirza

22/02/2024

Yesterday, the finance minister Enoch Godongwana delivered the 2024 National Budget Speech. The budget plan for the medium term looks encouraging, but analysts believe that we have reached a tipping point. We have summarised some prominent points of the speech that will provide small wins and significant losses.

Are you looking after yourself when you work from home?

By Sayen Mirza

2/10/2023

Liberty’s Chief Medical Officer, Dr. Dominique Stott, says taking charge of your mental and physical health by undergoing regular health screenings, seeking counsel from qualified therapists on mental issues, and spending time outdoors and being with loved ones not to isolate oneself. Mental health challenges and Coronary heart disease are the two most significant claims increases.

How To Access and Improve Your Credit Health

By Sayen Mirza

16/03/2023

The common misconception is that credit is a dangerous form of financing, and you should stay far away from it. However, if you understand credit, you can use it to your advantage. Having a good credit score is a massive building block toward financial independence. This article will discuss why having a good credit score is crucial and how to improve it.

5 Obstacles Faced by Entrepreneurs When Starting an E-Commerce Business

By Sayen Mirza

9/03/2023

Are you an entrepreneur with an SMME trying to compete in a flooded online market? I have found a solution for you. Introducing https://dotdot.direct/. A local online marketplace that removes the complexity of logistics and delivery and secures online payment collections.

Budget Speech 2023

By Sayen Mirza

23/02/2023

On 22 February 2023, South African Finance Minister Enoch Godongwana delivered the annual Budget Speech for 2023/2024. The speech was headlined by the government’s pledge to take around 66% (R254 billion) of Eskom’s debt onto the national balance sheet and announced tax incentives for installing rooftop solar panels.

Gold and cryptocurrencies During Financial Turmoil

By Sayen Mirza

08/12/2022

2022 has been another year of financial turmoil and volatile markets. It’s been attractive for investors as they had to manage the additional risk while trying to make a return. Traditionally, investors run to gold as it is a safe haven during financial market volatility.

The South African Economy Post COVID-19's Wrath

By Sayen Mirza

18/08/2022

After President Cyril Ramaphosa announced that the mandatory wearing of masks had been lifted, South Africans took their first breath of the normality they once knew. However, not only did people fall victim to COVID-19’s wrath, but the South African economy also took a heavy beating.

Taxation on Small Businesses

By Sayen Mirza

8/06/2022

If you’ve ever considered opening a business or found yourself wanting to scratch that metaphorical entrepreneurial itch and the thought of taxes and how they work seemed daunting to you, then this is for you. 

What is The Metaverse?

By Sayen Mirza

2/05/2022

We have been exposed to many new realities and constantly been hearing about the Metaverse, but what is it? Why are people talking about it? Does it impact me?

How Will The Russia-Ukraine War Affect The Financial Markets and You?

By Sayen Mirza

4/03/2022

On 24 February 2022, Vladimir Putin declared a ‘special military operation’ in Ukraine. The assault followed weeks of tensions that already sent shivers through the world economy by surging energy prices.

Budget Speech 2022

By Sayen Mirza

28/02/2022

Finally, South Africans can breathe a sigh of relief as Finance Minister, Enoch Godongwana, released a welcoming 2022 Budget Speech on 23 February 2022. The budget speech consisted of many surprising decisions ultimately beneficial to the majority.

Retirement Annuity:
How Can You Benefit?

By Sayen Mirza

25/01/2022

For a youngster, retirement annuities seem like an unnecessary expense. It’s something that is extremely far away and is tomorrow’s problem. This leads to their earliest and biggest financial mistake! For the older generation, this is one of the tools that assists them in financial freedom.

What Are NFT's?

By Sayen Mirza

11/12/2021

The world is still trying to comprehend cryptos, and now there is a new abbreviation keeping big banks on their toes. What are NFT’s, and why is millionaire entrepreneur Gary Vee saying that this is the world’s future?

 

Facebook is Now a Part of The Metaverse!

By Sayen Mirza

03/11/2021

Mark Zuckerberg recently changed the name of the company he founded in 2004. The company, not the app, will now be called Meta, a shortened version for his vision of the Metaverse. This rebranding makes sense for a few reasons but is highly debatable.

 

The Importance of a Diversified Portfolio.

By Sayen Mirza

24/09/2021

On this special day, where South Africans celebrate the diversified country filled with different flavours of people. Our different cultures and backgrounds drive the country forward and together we have achieved great feats. This mirrors the importance of diversification in your investment portfolio. 

Football Making Use of Crypto Could Boost Cryptocurrency Confidence.

By Sayen Mirza

25/08/2021

On 10 August 2021, the football world was rocked as Lionel Messi left his long-time club, Barcelona FC. Messi leaves after 21 years to join Paris-Saint Germain (PSG). He links up with long-time friend Neymar at the Parisian club, which football fans have dreamed about since Neymar left Barca.

Women Are Resilient and Innovative.

By Sayen Mirza

17/08/2021

”If you want to change the world, help the women.” said Nelson Mandela.
Women are constantly held back due to unfair discrimination, economic inequalities, and COVID-19 hasn’t made it any easier. According to Liberty Claims statistics, job losses have hit women the hardest. 

Mental Health Due To COVID-19.

By Sayen Mirza

03/08/2021

We can all agree that we have faced many mental challenges over the past year and a half, from social isolation to fearing for our lives.
With President Cyril Ramaphosa changing lockdown levels regularly, South Africans have been affected by the pandemic and the restrictions that followed. 

The Best Investment?
Yourself.

By Sayen Mirza

01/07/2021

Many of the decisions that people make today are mainly guided by a need to make money. However, more and more people are now beginning to see value in investing in personal growth. Investing in yourself means readying yourself to take on any new venture, tackle any obstacle and identify opportunities where there seems to be none. 

What is a Meme Stock?

By Sayen Mirza

28/06/2021

A meme stock is any stock that’s seen excessive trading volume from retail investors who’ve targeted it on social media. In other words, this stock has “gone viral” on social media and has seen its price skyrocket as a result.